Process

Communication

At Scholtz & Company, we pride ourselves on knowing our clients and their needs very well. Upon opening a new account, our Portfolio Managers perform a broad review of the client’s personal financial needs and goals. This covers topics including their age, expectations for retirement, dependents, risk tolerance, and other investment preferences. This conversation and the conversations to follow help Scholtz & Company maintain a firm grasp of the appropriate investment strategy, style, and securities as our clients’ situations evolve.

Customization

Upon completion of an initial client review, Scholtz & Company builds an investment portfolio using the appropriate mix of stocks and bonds. While many accounts are similar, all of Scholtz & Company’s portfolios are unique and built specifically with the client in mind. This customization includes taking a client’s tax situation into account.

Portfolio Maintenance

Unlike some competitors, Scholtz & Company does not build a portfolio and leave it untouched for years. Portfolio Managers at Scholtz & Company are constantly reviewing the stock vs. bond mix along with individual securities. The entire team strives every day to maximize return while taking on an appropriate level of risk. In times of uncertainty, accounts are moved to highly defensive positions.