BALANCED

 

Our Balanced accounts are primarily designed for individuals seeking capital appreciation with an emphasis on safety and income.  Stocks are chosen within the Balanced Strategy in a similar manner to the Equity Strategy, but with slightly more weight on high yield dividends.  In order to protect capital, Balanced accounts also invest about 25%-50% of assets in both corporate and government bonds. We only invest in bonds of investment grade which provide above average yields at a given level of risk or rating. Asset allocation and security selection are based on current market conditions and the income needs of the individual. We seek to provide the desired level of current income solely through dividends and interest such that principal is perserved.

 

In order to maximize our clients’ tax efficiency, Scholtz & Company offers Balanced investment strategies for both taxable and tax-free (i.e. retirement) accounts. Within our taxable accounts, Scholtz & Company often invests in tax-free bonds (such as municipal bonds), which have lower yields relative to taxable bonds. Conversely, within tax-free retirement accounts, Scholtz & Company invests in higher yielding corporate and government bonds.

 

 

 

1. The composite investment performance returns reflect the total return including gains, dividends, interest and other income items.  Valuations and returns are computed and stated in U.S. Dollars. Trade-date accounting is used throughout. 2. The performance results are presented gross of management fees and custodial fees, but net of all trading commissions. These numbers are all weighted by account size (market value weighted). The client's annual return would be reduced by the percentage fee for each one year period reported. Investment Advisory fees are described in Part II of Scholtz & Company's Form ADV. 3. Scholtz & Company claims compliance with the AIMR Performance Presentation Standards (AIMR-PPS®) within the U.S. The CFA Institute has not been involved with or reviewed Scholtz & Company’s claim of compliance. 4. Ten years of AIMR-compliant performance is available upon request.

                                                                                                                                                        
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